The Fichter Wealth Approach
Our clients experience a unique path to financial planning through The Fichter Wealth Approach. The seven step process we utilize serves as touchstones to ensure our commitment to you as an individual. We listen first, and then provide a personal plan and seamless service aimed at simplifying and enriching your life
Step 1. Discovery Interview
Your attitudes and concerns about money are highly individual. Our approach centers on understanding what makes you uniquely you. This isn’t done with an online checklist or a template questionnaire. Rather, this is an in-depth conversation and one of the most important and lengthy steps in the process.What in life drives you? What concerns keep you up at night? What would you like your money to achieve? Are there resources you could better steward? When you retire from your job or business, what will you do? Have you thought about relaxation, hobbies, travel, further study, or even a second career? These may be unclear notions or long-held ideas. Listening to you will provide us with a personal connection that’s absolutely essential before any planning takes place. Here, we work with you to define and clarify your financial vision
Step 2. Take Inventory
When you retire from your job or business, what will you do? Have you thought about relaxation, hobbies, travel, further study, or a second career? These may be unclear notions or long-held ideas. Here, we can help you define and clarify your vision for retirement.
Step 3. Diagnose Hurdles & Challenges
What stands between you and your vision? Every plan has unique risks and a few obstacles. Will you be caring for a family member? Is there a health concern? Will your finances let you start that new business? The better the plan, the better you foresee the challenges ahead of you.
Step 4. Your Financial Blueprint
Our advisers will assimilate the information and create a unique financial strategy tailored to your needs and vision. This strategic plan will be structured to protect your wealth and keep it growing under close scrutiny, so you can enjoy the full benefit of having the income you need.
Step 5. Activate Your Vision
This discussion will ‘hammer out the details’ of asset allocation, accumulation and distribution. As needed, we will work with you and your other professionals (CPA, attorney, etc.) in this important session to implement the approved strategy.
Step 6. Monitoring the Progress
Having a plan means holding someone accountable as we track your plan. Because our business is geared towards long-term relationships, it is imperative that we watch, monitor, and maintain the plan. We utilize checkpoints solely dedicated towards charting the progress towards your goals. A unique tracking feature allows us to monitor both the current plan’s direction and our progress thus far.
Step 7. Adjust For Life’s Critical Events
As time goes by, new strategies may be needed to stay on track. Our partnership with you is ongoing. It is our mission to safeguard your portfolio, to spot changes relevant to your situation or financial environment, and alert you to specific threats and opportunities.
Plan to meet with us for approximately one hour. Please respond using the contact form or call us at (716) 631-3232.